Tax-Free Pension Alternatives History vs. 401(k)…a 15 year look back of the S&P 500.
Watch the Retirement-Toolbox Video
Video shows how the tax-free Pension Alternatives work. No downside risk. No more Stock Market Losses. Gains locked in annually, so you never give back profits already earned. Participation in market upside up to a 14% cap. Current caps are 13% to 16% depending on the index chosen.
A 15 Year Look Back:
$100,000 Initial Investment S&P 500 Index vs. Tax-Free IUL Indexed to S&P 500 With 14% Cap and 0% Floor.
Bottom Line after 15 years; $23,000 Tax-Free Income in the Tax-Free Pension Alternatives vs. $8,300 Taxable 401(k) income.
$254,000 Tax-Free Assets in the Tax-Free Pension Alternatives vs. $150,000 Taxable Assets in the 401(k).
During this 15 year look back, the Tax-Free Pension Alternative produced more than 4.5 times more after tax income than the 401(k).