Sara had been stuck in a 1% World of Bank CDs. Worried about stock market losses, Sara kept her money in low yielding Bank CDs. This impacted her life style and her ability to leave a legacy to her children and grandchildren.
We introduced Sara to the Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL, where you don’t lose money when the markets go down. Sara would need $3,400,000 in CDs to generate the same after-tax income that $300,000 invested and accrued for 4 years will produce based on projected returns that are below historical averages. Sara loved this safe income strategy.
Tax-Free Retirement Plans, known as living benefit life insurance or the tax-free IUL is truly a wealth accumulator. You benefit from the power of tax-free compounding. You can access your money income tax free and penalty free when you need it, at any age for any reason.
This little known IRS strategy has been used by the wealthiest top 10% of American Families, including the top 1% for more than 20 years to cut taxes and preserve capital. The strategy has been known to double, even triple after tax income compared to 401(k) and 403(b) retirement plans.
Your new Tax-Free Retirement Plan or Tax-Free IULs is an IRS Alternative To 401(k) and 403(b) retirement plans with no downside risk.
This tax-free pension alternative is also known as a tax-free retirement plan and living benefit life insurance. It has been called a perfect solution.
Discounted Designer Annuities are paying more than 7x the One year Bank CD rate and more than double the Ten year U.S. Treasury. This Safe Income Option is a great alternative to Bank CDs and Treasuries. It has been called a CD Killer.
We discount secondary market annuities and structured settlements and you can earn
5% plus. The income streams are guaranteed by insurance companies
Safe Income Strategy #1
The CD killer.
Moves people from a 1% to 2% world of Bank CDs to a 5%+ world of Guaranteed payments by top rated insurance companies, many of which have been around for more than 100 years.
We discount future cash flows. We provide liquidity where no liquidity exist to people who need cash now. The payments we acquire are guaranteed and paid by top rated insurance companies.
Discounted cash flows is a 4000 year old idea which has been applied to a niche in the insurance industry.
We are able to take advantage of a secret the insurance industry doesn’t want you to know. A secret that is hidden in plain sight in every annuity and life insurance policy…the right to sell, assign or transfer your policy.
Using this knowledge, we are able to cash out annuities and structured settlements. This works for the seller because there is no provision to surrender an annuity or structured settlement once payments have begun. The insurance companies have locked in a long term low interest liability and they are unwilling to extinguish this liability prior to maturity. They are earning higher rates of return than they are paying out, and they won’t give up the positive spread.
You get a steady, dependable income you can count on, that’s paying more than bank CDs, money markets or treasury’s and without the downside risk of stocks, bonds or mutual funds.
If you retire in your 60s or 70s, your money might have to last you 30+ years. Many people run out of retirement income in 7 to 10 years.
Withdraw too much money in the early years of retirement
Heavy taxation of retirement plans were not considered
Risky investments caused big stock market losses.
Did not save enough
Our 3 Safe Income Strategies are focused on keeping your money safe, generating a steady reliable income you can count on, paying more than BankCDs, Money Markets & Treasuries, without the downside risk & yo-yo volatility of stocks, bonds, mutual funds or commodities.
These Strategies work. During the Financial market melt down of 2008 & 2009, when many people saw their IRAs, 401(k)s & other retirement savings cut in half, none of our clients lost money using these strategies.
Their money was safe & secure, their income steady & reliable.
Discover how to generate a safe steady reliable income you can count on, paying more than Bank CDs, Money Markets & Treasuries without the downside risk and yo-yo volatility of stocks, bonds, mutual funds and commodities
We Offer Three Safe Income Strategies that are focused on Keeping your money safe. Generating a steady reliable income stream you can count on. Paying more than Bank CDs, Money Markets and Treasuries and without the downside risk and volatility of stocks, bonds and mutual funds.
The Safe Income Strategies work.
During the Financial Melt down of 2008 & 2009, none of our clients lost money due to market volatility with these strategies.
Their money was safe and their income was steady and reliable.
Choose A Designer Annuity for a Steady Reliable Income Stream Paying More Than Bank CDs and Treasuries
Designer Annuities provide a steady reliable income you can count on. Many can be purchased for yields 5 times greater than a one year Bank CD.
So if you are stuck in the 1% to 2% world of Bank CDs or the 2% to 3% world of long term Treasuries, you can become unstuck and enjoy the safe income streams offered by these designer annuities. Your money will grow faster and/or you will have more of it to spend with the higher yields offered by our designer annuities.
They are issued by top rated insurance companies, names that you know. Many of these companies have been around for 100 years or longer.
Designer Annuities can be perfect for self-directed IRAs 401(k)s Trust and Custodial Accounts. They can be used to fund charitable pledges for pennies on the dollar and for those seeking current or future income.
Our Safe Income Strategies are focused on keeping your money safe, generating a steady reliable income stream you can count on, without the gut wrenching volatility and downside risk of stocks, bonds and mutual funds.
There are new safe income options you are probably not aware of. Until recently, they have been closely guarded secrets, known to a small group of originators, a few billionaires and a handful of hedge funds. This group had no incentive to tell you about these options. In some cases they had signed non compete, non disclosure and non circumvent agreements that prevented them from telling you. Now, this multi-billion dollar niche market has been opened to high net worth, accredited investors. We were able to convince the originators to open a new funding channel.
Discount Designer Annuities
Discount Designer Annuities
Yields too high to publish.
Payments are Guaranteed by top rated insurance companies: Allianz, Met Life, NY Life, Prudential, Allstate, Genworth John Hancock etc.
How Discount Designer Annuities work: When someone buys an immediate annuity (SPIA), elects to annuitize a deferred annuity or is receiving a structured settlement annuity payments, they no longer have a surrender option. They are stuck with the payment stream.
The reason is the Insurance Company has locked in a long term low interest liability, and it is making more money on the premiums it receives than the benefit it is paying out. That is how the Insurance Company make its money. The Insurance Company is unwilling to give up its locked in profits. It is locked in its profits by buying long term bonds. If it has to sell the bonds prior to maturity, it could incur investment losses, and this is not fair to its shareholders and other annuity holders.