CPA’s and Attorneys Keep More of Your Money With A Tax-Free IUL

CPA’s and Attorneys Keep More of Your Money With A Tax-Free IUL

It’s what you keep after taxes that counts. IRS allowed strategy can triple your retirement income after taxes compared to heavily taxed retirement income taken from your 401(k) or 403(b) retirement plan.

CPA's Attorneys keep more of your money with a Tax-Free IUL.
CPA’s Attorneys keep more of your money with a Tax-Free IUL.

The Tax-Free IUL an IRS allowed strategy can triple your retirement income after taxes compared to heavily taxed retirement income taken from your 401(k) or 403(b) retirement plan.

https://www.youtube.com/watch?v=MR4MTeAnALw

CPA’s and Attorneys you can keep more of your money with a Tax-Free IUL and generate 3 times more after tax income compared to your 401(k). Simply use the secret of the top 10% of America’s Wealthiest Families. They use this secret IRS approved strategy to avoid taxes and not lose money in the stock market. This little known strategy has flown under the radar for 20 years. Most advisors have never heard about the strategy or did not realize how powerful it has become.

I have written an eBook explaining the strategy.

Tax-Free is Better. New eBook explains how Tax-free IULs, the Tax-Free Pension Alternative works.
Tax-Free is Better. New eBook explains how Tax-free IULs, the Tax-Free Pension Alternative works.

Request an illustration and a Free Retirement Plan comparison.

Free retirement plan comparison
Free retirement plan comparison

Medical Professionals: Retire Early by Tripling Your Retirement Income After-Taxes

Medical Professionals: Retire Early by Tripling Your Retirement Income After-Taxes

Obamacare Squeezing Physicians Incomes and Stress Levels
Obamacare Squeezing Physicians Incomes and Stress Levels

It is not secret, Obamacare is squeezing Physicians Incomes adding to Physicians stress levels.  Many are talking of retiring early.

https://www.youtube.com/watch?v=b0vKKWCB8WE

Retirement-Toolbox Video Offers a Tax-Free Solution that could double, even triple retirement income after-taxes.  This could make it possible for some to retire early.

Think about it.  If your IRA, 401(k) or 403(b) plan will pay you $50,000 or $100,000 after taxes ($83,333 or $166,667 pre-tax), but the tax-free pension alternative could pay you $150,000 to $300,000 tax-free, you have to look into this.

We have written a new eBook to further explain the strategy.

Tax-Free is Better. New eBook explains how Tax-free IULs, the Tax-Free Pension Alternative works & how you could triple your retirement income after-taxes.
Tax-Free is Better. New eBook explains how Tax-free IULs, the Tax-Free Pension Alternative works & how you could triple your retirement income after-taxes.

 

Tax-Free Pension Alternative Gets Rid of Stock Market Losses & Taxes

Tax-Free Pension Alternative Gets Rid of Stock Market Losses & Taxes on Retirement Income Once and For All

Tax-Free Retirement Plans are a tax-free pension alternative to IRAs, 401(k), & 403(b) retirement plans
Tax-Free Retirement Plans are a tax-free pension alternative to IRAs, 401(k), & 403(b) retirement plans

Imagine No More Yo-Yo Volatility, Heavy Taxation and Gut Wrenching Stock Market Losses  That’s what a Tax-Free Pension Alternative plan can do for you.

Steady reliable income with no downside risk
Steady reliable income with no downside risk

Retirement-Toolbox Video Explains how it works.

https://www.youtube.com/watch?v=X_AE0VywBdU

How valuable is it to eliminate stock market losses and taxes on your retirement income?

For some of you, that’s an immediate 40% increase in spendable income.

Not losing money when the markets go down, you preserve your capital and you never have to dig out of an investment hole.

These two factors combined have been known  to double, even  triple your spendable cash (after-tax income) compared to an IRA, 401(k) or 403(b) retirement plan.

So, if you could double or triple your spendable income with no downside risk, Why wouldn’t you want a tax-free pension alternative?  The Tax-Free Pension Alternative is also known as a Tax-Free Retirement Plan and as a Tax-Free IUL.

We have written a New eBook to Explain How this tax-free pension alternative, or living benefit life insurance works.

The Perfect Retirement Solution, your Tax-Free Pension Alternative, gets rid of stock market losses once and for all.
The Perfect Retirement Solution, your Tax-Free Pension Alternative, gets rid of stock market losses once and for all.

How to Triple Your Retirement Income After-Taxes

How to Triple Your Retirement Income After-Taxes

https://www.youtube.com/watch?v=TdI0Dh27r6k

It is What You Keep.  Your Income After-Taxes 

The IRS gets first dibs on your income.  You get to spend what is left after-taxes.  Income after-taxes is what you should focus on.

The IRS gets first dibs on your taxable income.  You get the after-tax income.
The IRS gets first dibs on your taxable income. You get the after-tax income.

If you withdraw $50,000 from your qualified plan the IRS could take $20,000.

As you can see, qualified plans such as your IRA, 401(k) or 403(b) are heavily taxed.

Tax-Free is Better.  Zero taxes means you get to keep the entire $50,000 rather than $30,000 after-taxes.

But what if the $50,000 was actually $90,000 tax-free?   Would that excite you?  It should because that is what a tax-free pension alternative or tax-free IUL might be able to do for you.

These Living Benefit Life Insurance Plans have been known to kick your retirement up a few levels where your life style options could blow your mind.

Request an illustration and a Free Retirement Plan Comparison.

Free Retirement Plan Comparison
Free Retirement Plan Comparison

Facing a Retirement Shortfall or Will You Have Plenty of Money?

Facing a Retirement Shortfall or Will You Have Plenty of Money?

A Tax-Free Solution can Kick Your Retirement Up a Few Levels Where the Life Style  Options will Blow Your Mind.

https://www.youtube.com/watch?v=J94DxIZEIeE

You need a plan.  A safe income option you won’t outlive.

Avoid a Retirement Shortfall with Safe Income Solutions You Won’t Outlive.
Avoid a Retirement Shortfall with Safe Income Solutions You Won’t Outlive.

Your money has to last 30 years or more if you retire in your 60s or 70s. Many people run out of money 7 to 10 years into retirement.

Facing a retirement shortfall, what will you do for the next 20 years if you run out of money?

Don’t let it happen.  Discover and Implement the Tax-Free Solution.

A tax-free pension alternative also known as living benefit life insurance or the tax-free IUL will solve many of these issues.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.

The Solution works. The tax-free solution has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

To see how powerful it is request a free illustration and retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison

Create A Tax-Free Emergency Fund with Living Benefits Life Insurance

Create A Tax-Free Emergency Fund with Living Benefits Life Insurance

Living Benefits Life Insurance known as a  Tax-Free IUL can work as a tax-free emergency fund. You can access your money tax-free penalty free at any age for any reason.
Living Benefits Life Insurance known as a Tax-Free IUL can work as a tax-free emergency fund. You can access your money tax-free penalty free at any age for any reason.
https://www.youtube.com/watch?v=yAInzA5pSUs

Living Benefits Life Insurance can work as a tax-free emergency fund. You can access your money tax-free penalty free at any age for any reason.  This tax-free pension alternative is also known as a tax-free IUL.

The living benefits allow you to supplement your retirement income tax-free and access your funds for emergencies too.

Tax-Free IUL vs. Boat Purchase Opportunity Costs?

Tax-Free IUL vs. Boat Purchase. What’s The Opportunity Costs?

A client asked for my opinion on his borrowing $75,000 to purchase a boat.  Opportunity Costs of boat purchase vs. Tax-Free IUL $17,509 a year in tax-free retirement income, You would need $583,000 in a 401(k) or an annuity to generate the same after tax income
A client asked for my opinion on his borrowing $75,000 to purchase a boat. Opportunity Costs of boat purchase vs. Tax-Free IUL $17,509 a year in tax-free retirement income, You would need $583,000 in a 401(k) or an annuity to generate the same after tax income

Retirement-Toolbox Video Further Explains

https://www.youtube.com/watch?v=y2zpQsJ-hzQ

Life is full of trade offs.  What would you do?  Enjoy the boat or go for an extra $17,509 a year in tax-free income for life?   You would need $583,000 in an annuity or 401(k) to generate the same $17,509 in after-tax income.

You might have been able to do both.  If you started a tax-free pension alternative several years ago, you might be able to borrow tax-free the $75,000 from your tax-free retirement plan, and pay yourself the interest, rather than the  bank or finance company.

Keeping Your Money in Low Yielding Bank CDs?

Keeping Your Money in Low Yielding Bank CDs?

Rolling over money in low yielding Bank CDs?  You could be earning 6% to 9% tax-free with no downside risk.  Ask me how.
Rolling over money in low yielding Bank CDs? You could be earning 6% to 9% tax-free with no downside risk. Ask me how.

There are tax-free safe income alternatives.  America’s wealthiest families have been using these alternatives for years to cut taxes and eliminate stock market losses.

These IRS strategies are not well known.  Most advisors have not heard about them or they have not realized how powerful the strategies have become.

Watch the Retirement-Toolbox video to learn more.

https://www.youtube.com/watch?v=3rZMAVlNieI

Request an illustration and Free Retirement Plan Comparison.

Free Retirement Plan Comparison
Free Retirement Plan Comparison

 

Will You Run Out of Money In Retirement?

Will You Run Out of Money In Retirement?

Many people run out of money 7 to 10 years into retirement.  With increasing life expectancy your money might have to last 30+ years in retirement if you retire in your 60s almost as long as your working years.

Want to make sure it doesn’t happen to you?  Watch the Retirement-Toolbox video to find steps you can take now.

https://www.youtube.com/watch?v=lPKYgPuDQnA

Tax-Free Pension Alternative 

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.

The Strategy works. The Tax-Free IUL can produce a Tax-Free Income You Won’t Outlive! The strategy has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

Tax-Free Income for Life

If you can double even triple your after-tax income, your money will last longer.  Going with a tax-free retirement plan also insulates you from future tax hikes.  A Zero taxed tax-free plan is better than a heavily taxed qualified plan, such as an IRA, 401(k) or 403(b) retirement plan.

The Tax-Free IUL has no down side risk.  You don’t lose money when the markets go down. Annual gains are locked in, so you never give back interest previously earned.  You share in market upside, up to an annual cap rate.  Current caps are 13% to 16% depending on the index you choose.

Your withdrawals are tax-free penalty free at any age for any reason.  Withdrawals from your qualified plans are heavily taxed and subject to early withdrawal penalties of 10% if you are under age 59 1/2.

You can request a free retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison

 

Zero Taxes and No Stock Market Losses

Zero Taxes and No Stock Market Losses

Hate Paying Taxes and Losing Money In the Stock Market?

Would you be OK earning 6% to 9% on your money with no downside risk and zero taxes on your gains?  

Watch the Retirement-Toolbox video.

https://www.youtube.com/watch?v=8E1ZqALS7Jo
Under the radar IRS strategy eliminates taxes and stock market losses.
Under the radar IRS strategy eliminates taxes and stock market losses.

There is an under the radar IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.

Most advisors never heard about the strategy or they have not realized how powerful it has become with Living Benefit Life Insurance.

You earn a reasonable rate of return.  Your gains are locked in annually, so you never give back profits already earned.  You share in market upside, subject to a cap on annual gains, currently 13% to 16% depending on index chosen.  You can access your money tax-free, penalty free at any age for any reason.

Doesn’t that sound like an idea you should examine?

Reasonable rate of return. Steady reliable income with no downside risk and tax-free penalty free income.
Reasonable rate of return. Steady reliable income with no downside risk and tax-free penalty free income.

Request an illustration and free retirement plan comparison.

Free Retirement Plan Comparison
Free Retirement Plan Comparison